Terms of Use

Effective Date: October 10, 2024

Welcome to www.muchimbamike.com (the "Site"). These Terms of Use govern your access to and use of our Site, including any content, features, and services offered on or through the Site. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use the Site.

1. Acceptance of Terms
By accessing or using our Site, you affirm that you are at least 16 years of age and have the legal capacity to enter into these Terms. If you are accessing or using the Site on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.

2. Changes to Terms
We may modify these Terms at any time by posting the revised Terms on the Site with an updated effective date. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for any changes.

3. User Accounts
Certain features of our Site may require you to create an account. You are responsible for maintaining the confidentiality of your account information, including your password, and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account. If you believe that your account has been compromised, you must notify us immediately.

4. User Conduct
You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any manner that violates any applicable federal, state, local, or international law or regulation.

• Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us, may harm us or users of the Site or expose them to liability.

• Use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party’s use of the Site.

• Attempt to gain unauthorized access to the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site.

• Use any robot, spider, or other automatic devices, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site.

• Use any manual process to monitor or copy any of the material on the Site or for any other unauthorized purpose without our prior written consent.

5. Intellectual Property Rights
The content, layout, design, and graphics on the Site are protected by intellectual property laws and are the property of Mike Muchimba or our licensors. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from the Site without our prior written consent.

6. Disclaimers
The information provided on the Site is for general informational purposes only. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information on the Site. Your use of the Site is at your own risk.

7. Limitation of Liability
In no event shall Mike Muchimba, its affiliates, or their licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your access to or use of, or inability to access or use, the Site.

8. Indemnification
You agree to indemnify, defend, and hold harmless Mike Muchimba, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Site or your violation of these Terms.

9. Third-Party Links
Our Site may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. We recommend that you review the terms and conditions and privacy policies of any third-party sites you visit.

10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Republic of Zambia, without regard to its conflict of law principles. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the courts located in Livingstone, Southern Province, Zambia.

11. Contact Us
If you have any questions about these Terms, please contact us at:
Mike Muchimba
Room 614, Old Wing, Mosi-O-Tunya House
Livingstone, Southern Province - Zambia
Email: muchimbamike@gmail.com
Phone: +260 971 983 890